Roof Replacement Financing

If your roof is starting to show its age — maybe it’s leaking, sagging, or missing shingles? – we understand how stressful it can be. It’s a big project, and the upfront cost may feel daunting. You may be looking for roofers with financing in Southwest Washington and Portland Oregon. If so, you’ve come to the right place. 

Roof replacement financing can be a game-changer if you need a new roof now but can’t swing the entire cost in one big payment (and let’s be honest, very few people can). Our flexible roof financing options make it possible without letting your bills go, well, through the roof.

We Offer Affordable Financing Options for Your New Roof

Ready to get the ball rolling on your new roof project with financing? Here’s how:

1. Call us to schedule an inspection: The first step is having a professional roofer assess your roof and recommend how to proceed.
2. Free estimate: We’ll provide a free no-obligation estimate. At this point, we’ll be happy to go over some easy financing options with you, helping you map out long-term costs.
3. Apply for financing: Your financing will go through a credit check. Once you’re approved, we’ll schedule your appointment and start getting ready for the project.
4. Enjoy your new roof: Our experienced roofers pride themselves on providing superior craftsmanship with every job. With proper routine maintenance, your new roof should last for years to come.

Is It a Good Idea to Finance Your Roof?

Unfortunately, you don’t always get to decide when you need a new roof. If you need a roof now but your finances aren’t in shape to pay for a new roof, seeking roof replacement financing is a great idea. Don’t think of it as an expense – think of it as an investment in your long-term health, safety, and property value. 

By spreading out the cost, you can protect your home, family, and property value without putting yourself in a financial bind. Here are a few reasons why financing your roof replacement could be a great idea:

• Protect Your Home Immediately: Waiting on roof repairs can lead to bigger (and more expensive) problems down the line. Financing ensures you can tackle the project right away.
• Manageable Monthly Payments: Instead of one massive lump sum, you pay in smaller increments that fit your budget.
• Preserve Your Savings: Keep your emergency fund intact and finance your roof so you have a safety net for other unexpected expenses.
• Boost Your Home’s Value: A new roof can significantly increase your home’s curb appeal and market value — financing helps you realize those benefits sooner.
• Peace of Mind: Knowing your roof is sturdy and built to last gives you the comfort and security you deserve, all without the stress of an enormous upfront payment.

How Much Does It Cost to Finance a Roof?

It’s true: financing will typically increase the overall cost of your roof due to interest and possible fees. However, it allows you to make manageable payments that align with your budget and the ongoing value you’ll receive from your new roof. At Dagmar Pros, we work to find a solution that fits your financial situation, so you can protect your home while staying on track financially.

Below are some factors that can influence the cost of financing a roof:

• Roof Size and Complexity: A larger or more complex roof requires more materials and labor, increasing both the immediate cost and the financed total.
• Choice of Materials: From asphalt shingles to metal roofing, material quality and durability will affect overall pricing (and potential interest on that amount).
• Labor and Installation: Professional expertise is key; while it might raise the project cost, it ensures quality and longevity.
• Down Payment: Putting money down upfront can lower your monthly payments and reduce your total interest paid over time.
• Interest Rates and Loan Terms: Depending on your credit and the financing plan, interest rates and repayment periods will vary, impacting your monthly payment and total cost.
• Credit Approval: All financing is subject to credit approval. If approved, your credit score can also affect your interest rate and available loan options.

Where Else Can You Get Roof Financing?

There are multiple routes you can take for financing your roof, and it’s worth exploring them all to determine which works best for you. Here are five common ways homeowners finance a new roof, each with its pros and cons:

1. Personal Bank Loan: Many banks offer personal loans with fixed interest rates. You’ll get a lump sum to cover your roofing project and repay it in monthly installments.
2. Home Equity Loan: If you have enough equity in your home, a home equity loan or line of credit can provide lower interest rates. However, it also means using your home as collateral.
3. Government Home Improvement Loan: Depending on your location, federal, state, or local programs may offer loans or grants to help fund home improvements like roofing.
4. Credit Card: If the project cost is lower, using a credit card with a promotional interest rate could be an option. Just be mindful of your card’s APR once any introductory rate expires.
5. Roofing Company Financing: Some roofing companies (like Dagmar Pros) work with financing partners to offer specialized payment plans. This can simplify the process since everything is managed in-house.

Call Us to Learn About New Roof Financing Options

A new roof is one of the most important investments you can make in your home. Financing helps you handle the cost comfortably. At Dagmar Pros, your go-to company for quality roofing, we’re committed to making your project affordable and stress-free — from the initial consultation to the final nail.

Ready to explore your roof replacement financing options? Call us today to schedule a free estimate and learn more.

All financing is subject to credit approval.